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» Insurance » Can my mortgage company refuse to endorse my IKE insurance
memberPosted by Mark 10 views.

Can my mortgage company refuse to endorse my IKE insurance check?


I had flood damage to my house during Ike. Not much, but got a decent amount from the insurance company for it. I fixed nearly all the damage myself and have friends who did the rest for me for free.
I sent my mortgage company my checks to endorse and the receipts fo the work done with all the necessary paperwork they requested for self-contracting (fix it yourself). They sent an inspector and he approved the repairs completely. But, since my receipts don't add up to at least half the amount the insurance is paying they're refusing to endorse my checks. Is this legal? This leaves me no options. I can't get my insurance money because I didn't spend enough??? Someone PLEASE help me.
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1 Comments :

member1 by mbrcatz 8 years ago.
YOU need to endorse those checks first. And then send them to the mortgage company, for them to dole out per receipts, and THEN you can request that they release the rest to you. And if they THEN refuse, you can file a complaint to your state banking department.

They do NOT have to endorse the checks first. YOU have to endorse them first.
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Tags : Can*(11847), Mortgage*(576), Company*(9062), Refuse*(284), Endorse*(14), Ike*(21), Insurance*(40306), Check*(1222)

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