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» Insurance » Will State Farm's renters insurance cover items stolen from
memberPosted by popsongs 12 views.

Will State Farm's renters insurance cover items stolen from my car?


Even though my car wasn't parked at home, but instead parked at school? My laptop was stolen out of my car today and unfortunately my car insurance won't get it so I'm hoping my renter's insurance will. Please help! Thank you!
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1 Comments :

member1 by vQCkX4LDaa 6 years ago.
I am a State Farm agent. Renters insurance is designed to cover your personal property, REGARDLESS of where it is located at the time of loss. You can be in a hotel in London and your luggage can be stolen and your personal property coverage will most certainly cover the loss.

Now, keep in mind, your deductible will apply and there are limits for certain types of personal property. Examples of limited items are cash, jewelry, firearms, computers.

You'll need to report the claim to your agent. They will turn the claim over to the claims department who will ask you for the police report, the proof of ownership (receipt or other documentation) and they will attempt to replace with like kind and quality.

Auto insurance NEVER covers your personal property, only your vehicle and items that can't be used without your vehicle, such as the installed stereo.
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Tags : Will*(12887), State*(2617), Farm*(1150), Renter*(434), Insurance*(40306), Cover*(4433), Item*(261), Steal*(642), Car*(11817)

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