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» Insurance » Does State Farm home insurance cover act-of-god accidents?
memberPosted by Guest 12 views.

Does State Farm home insurance cover act-of-god accidents?


There was a power surge last night and it knocked out my hdtv. Will my insurance go up if I file a claim to get $200 to help replace it. And does anyone with State Farm know if they will replace the TV or just give me $200..
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1 Comments :

member1 by mbrcatz 7 years ago.
There's no such thing as an act of God accident, in the insurance world. Everything covered, or not covered, is specifically described on the policy.

Power surge IS covered. Damage to tubes or transistors by power surge, is NOT covered. Anything that IS covered, is subject to your DEDUCTIBLE.

So. How much is your deductible, and how much would it cost to replace the television, or fix it? They'd pay the lesser of those two, minus your deductible, as long as the damage isn't to a tube or transistor.
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Tags : State*(2617), Farm*(1150), Home*(2775), Insurance*(40306), Cover*(4433), Act*(138), God*(93), Accident*(3259)

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