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» Insurance » Good price on full coverage auto insurance?
memberPosted by Richard G 6 views.

Good price on full coverage auto insurance?


I just bought an 09 ford escape XLS, with a 4 cylinder engine and lo-jack installed.

I'm 27 years old and a married federal employee.

Since the vehicle is financed I have to have full coverage insurance of course. I'm located in New Jersey so its a bit expensive.

With $1000 deductibles, road side assistance and rental car coverage I was quoted at

$113.95 a month OR $602 for 6 months from esurance...

Is this a good price? I havent had to have full coverage before and want to make sure I'm getting a reasonable rate
More info: My license is clean as the last time I drove in the states was 9 years ago. The other factor is that for the past 9 years I've been in europe and because of that my insurance company isnt recognized here, so its like I havent been insured then.
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1 Comments :

member1 by mbrcatz 8 years ago.
A BIT more expensive? Yikes, that's an understatement for NJ.

I'm guessing, for $602 for six months, you have no liability insurance? Limited tort? ROTTEN COVERAGE.

Your problem is your agent has NO clue what they are doing. "Full coverage" does NOT mean you are fully covered. In your case, if you hit a car worth more than $5,000, you'll be writing a check for the difference. I'd bet, based on your premium.

Go get an agent who can explain each coverage to you, and make recommendations.
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Tags : Good*(5264), Price*(1617), Full*(1389), Coverage*(1907), Auto*(2847), Insurance*(40306)

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