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» Insurance » Will going to a driving school help significantly with
memberPosted by Y 10 views.

Will going to a driving school help significantly with lower insurance rate?


Hello.

I am a 29 year old female and I just got my G1 license a year ago and I am ready to take my G2 test very soon. I know that I would like to take some in-car lessons but I don't know if I should take the whole course (class and car). Some people are telling me that it's a good idea and others say it's a waste of time and money.

The only reason I would want to get certified is for the discount on insurance but I'm not sure if I would benefit. If it doesn't help me by much I would rather not.

Any advice?

Thanks for your time.
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1 Comments :

member1 by Jeanbug 6 years ago.
Ask your insurance provider what will make a difference in your rates.
In the case of my children, taking drivers ed made a difference under the ages of 18, but didn't matter once they were over 18.
What does make a difference is
--the type of car you drive. Older sedans are less costly to insure than a newer sports car or SUV.
--Mileage also factors in. If you drive less than 10-15,000 miles a year, you could be eligible for the low mileage discount.
--Non smokers also have lower rates.
--Your provider also may offer a webinar defensive driving course (ours did) which can discount your insurance by 20%.
--Finally, if you buy an older car (10 years or old) and pay for it in cash, you can elect just to insure it for liability instead of comprehensive.
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