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» Insurance » Can you hold 2 separate car insurance policies with 2
memberPosted by Connor McG 10 views.

Can you hold 2 separate car insurance policies with 2 different insurers?


I am the policy holder on my main car, however i have now bought a second one so as to allow my son to start driving. To have him insured as a named driver on the second car with my insurance company will mean prices of 3000+. I received a much lower quote from a second company for him to be a named driver with me as a main driver. I just want to know if the option of holding a policy with 2 companies on 2 car is feasiblele?
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1 Comments :

member1 by Timbo is here 7 years ago.
You can have as many cars as you like with as many different insurers as you like but you must tell them all about the other cars.

If you insure the car with you as the main driver when really your son is then you are commiting a fraud, commonly known as fronting. It is criminal - do you want you ansd your son to be criminals?
Police when stopping young drivers and insurers when you try to claim are on the look out for this and will prosecute or deny claims accordingly.
See links below for details of how doing this scam will potentialy cost a lot more in fines, endorsements and loss of insurance than any "saving" you might make. If he is the main driver he has to be so on the insurance or you may as well throw the money in the fire for all the good the policy will be.

(There will be a load of thumbs downs now from people already doing this, despite 3 sites including a BBC news article below to confirm it, and a few Americans spamming their insurers websites not realising this is the UK section)
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Tags : Can*(11847), Hold*(276), Separate*(139), Car*(11817), Insurance*(40306), Policy*(6510), Different*(730), Insurer*(471)

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