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» Insurance » can i drive a van on a car insurance policy?
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can i drive a van on a car insurance policy?


can i drive a van on a car insurance . or is up to the insurance underwriters my friend had he s van seized by the police be cos it cam up as having no insurance on the M I B database aa he wos using he s car insurance to drive the van on the highway . or is it up to the insurance company if there allow you to drive a van on a car insurance policy. that is not for the van you are using at the time ?
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member1 by fGOdg66Naa 6 years ago.
A motor insurance policy will usually cover you, on a third party only basis, to drive any motor vehicle provided that the vehicle does not belong to you and is not hired to you on a hire purchase agreement. (The owner of the vehicle you are driving under this extension also has to have insurance running on it).

The police were correct to seize your friend's van, as if he owned the vehicle, he cannot drive it under his car policy as the extension only applies to vehicles owned by someone else. Even if the van was not registered in his name, the owner of the van would have had to have insurance on it.

If he was using the van for business, it would not be covered under any circumstances as only private motor vehicles are covered by the extension. Using it for business would require commercial vehicle insurance.
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Tags : Can*(11847), Drive*(3539), Van*(223), Car*(11817), Insurance*(40306), Policy*(6510)

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