How many people have auto insurance today?

The insurance certificate or cover note issued by the insurance company constitutes legal evidence that the vehicle specified on the document is insured. The law says that an authorized person, such as the police, may require a driver to produce an insurance certificate for inspection. If the driver cannot show the document immediately on request, and proof of insurance cannot be found by other means such as the Police National Computer, drivers are no longer issued a HORT/1.

Auto insurance is mandatory in most states in the US; still an average of 10-15% of people go without it, thats why many drivers usually also buy an Uninsured Motorist or Underinsured Motorist coverage on their auto insurance policy.