I'm building a new home. There is no tax credit available? Should I get insurance with my loan or use my co.?

should I get home insurance included in my loan or use my current insurance carrier that has my vehicles and other things and why?

More likely than not, any insurance you buy added to your loan, will pay the lender, not you. That's ALWAYS a bad deal, in my book.You're probably best off, buying a homeowners (WITH BUILDERS RISK ENDORSEMENT!) from the carrier that does your vehicles - you'll get that extra credit on your car insurance right away.BE SURE your agent knows how to properly insure a home under construction. It's a bit trickier than insuring cars.

You can easily check your quotes in internet, for example here - homeinsurance.awardspace.us

In many cases, a person’s home is their biggest investment. Only insure it with someone you can trust.

Most companies offer significant discounts when you get both your home and auto policy with them.

If you do not take ownership of the home until after it is completed, there is no need to purchase Builder’s Risk.